www.myfederalretirement.com

IRMAA — the added monthly cost tacked onto your Medicare Part B and Part D premiums when your income crosses certain thresholds — rarely shows up because of one obvious mistake. It's usually a Traditional TSP withdrawal, an RMD, a Roth in-plan conversion, or even a final-year annual leave payout stacking on top of your FERS annuity and Social Security. Cross the income thresh...

Both agencies have stopped approving advanced annual and sick leave — a benefit that's functioned as informal short-term disability coverage for employees facing a medical emergency before they've banked enough leave to cover it. The bigger question for anyone eyeing a retirement date: if you've ever used advanced leave, you could owe it back out of your final paycheck. This ...

Ed Zurndorfer explains how CSRS and FERS cost-of-living adjustments are calculated, with 2026 numbers and real-world examples — plus how COLAs affect survivor annuities, and other federal employee death benefits. more...

The post

2026 Federal Holidays: See the full OPM schedule, plus what's ahead for 2027 and how holiday pay works if you're scheduled to work. more...

The post

The TSP's G Fund protects your savings from market losses — its balance won't decline when stocks fall or bond prices drop. But that protection doesn't guarantee your savings will keep pace with inflation. When prices rise faster than the G Fund's return, your account can hold more dollars while buying less than it used to. This guide's analysis compares official G Fund retur...