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Given today’s ongoing high inflation, many Americans worry they may not have put away enough money for retirement, Chris Kowalik discusses how living longer will impact your healthcare (FEHB) premiums, healthcare expenses, and long-term care costs. And why longevity planning must be part of your big picture


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Most federal employees under FERS rely on Social Security as part of retirement. While Social Security is not going anywhere, the latest trustees report suggests the choices to preserve full benefits are getting tougher.  The program is moving closer to the point where it will no longer be able to pay full scheduled benefits from its current revenue. The system could pay...


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There are life events occurring during a federal retiree’s retirement that can affect their retirement benefits. Ed Zurndorfer discusses the effect of divorce after retirement, and how it affects a survivor annuity, health benefits enrollment, and beneficiaries for for Thrift Savings Plan, and life insurance concerns. Includes both CSRS and FERS scenarios, practical examples,...


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There are many events in a federal retiree’s life that might affect their retirement and other benefits. Office of Personnel Management provides guidance for marriage/divorce, death of an employee/annuitant or spouse, reemployment, designation of beneficiaries, and moving to a new address


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