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Choosing a life insurance policy isn't one-size-fits-all. In this column, Certified Financial Planner Ed Zurndorfer walks through how term, whole, universal, and variable life insurance each work, their advantages and drawbacks, and which type tends to make the most sense depending on a federal employee's budget, health, and long-term financial goals.

AI isn't changing your FERS or CSRS pension formula. But if you're approaching retirement, changes happening around your job could still affect the retirement plan you've been counting on — from promotion prospects and your future High-3 average salary to whether you reach your planned retirement date on the path you expected. Here's where AI workplace changes could matter, a...

OPM is asking whether the Federal Employees Health Benefits Program should offer more health plan options — or fewer. A new request for information, opens a 60-day comment period on how the number and type of FEHB and PSHB plan options affects premiums, consumer experience, and program costs. Here's what's actually being asked, and how to weigh in before the window closes.

A group of House Republicans has asked OPM to reconsider how it classifies certain federal police forces for retirement purposes, arguing that officers at agencies like VA Police and the Pentagon Force Protection Agency perform law-enforcement-level duties without qualifying for enhanced retirement coverage. The push draws on a recent GAO report documenting the same disparity...

A four-day trading week brought a rough stretch for most TSP investors, as escalating tensions overseas and a hotter-than-expected inflation report weighed on stocks. Every core fund but one closed the week lower, with one fund taking a noticeably steeper hit than the rest. See which funds held up, which one struggled most, and what next week's Federal Reserve meeting could m...