Word on Benefits

Mental health parity compliance can be complex, but plan sponsors do not need to wait for an audit to spot potential problems—A practical first step is to review both written plan terms and how the plan operates in practice.

The post Red ...

Trump account contribution programs involve more than plan design and contribution limits; employers also need to navigate proposed nondiscrimination rules that affect how these programs are designed, tested and administered.

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Today's blog covers IRS guidance on making it easier for employees with access to an employer-sponsored 401(k), 403(b) or 457(b) plan to participate in the Saver’s Match program.

The post Implementation of the Saver’s Match Cont...

Medical stop-loss premiums in 2026 show increase from 13.6% on a $100,000 deductible to 15.9% on a $750,000 deductible, as reported by the 2026 Aegis Risk Medical Stop-Loss Premium Survey.

The post Stop-Loss Premium Rates Rose a Further 5%+ in ...

Today's blog focuses on Trump account contribution program design, payroll deductions, written plan requirements, employer contribution limits and implementation considerations.

The post What Employers Need to Know A...