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| Wells Fargo Conversations

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What do I need to know about Social Security survivor benefits?

Many people do not know that Social Security offers survivor benefits as well as retirement benefits. Losing a loved one can not only be traumatic but also often impacts a family’s finances. Social Security survivor benefits may be available for a surviving spouse (including a divorced spou...


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The essential financial toolkit: Preparing wealth for the unexpected

Even the most successful families know wealth doesn’t eliminate uncertainty — it simply raises the stakes. Preparedness for financial uncertainties may help see you through whatever happens with the economy and markets. Think of it as assembling a finely crafted financial toolkit, a curated set of instruments designed to help you navigate, absorb, and emerge stronger from lif...


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What are investment scams and how can you avoid them?

In the age of artificial intelligence (AI), online scams are becoming easier to carry out — and harder to detect — than ever before. Among the most widespread and costly forms of fraud are cryptocurrency investment scams.

These schemes often target high‑net‑worth individuals and older adults, who may have significant financial assets. In 2024, the FBI’s Internet Crime ...


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What is considered a second home for tax purposes?

Maybe you’re already picturing it: a seaside home away from home. And maybe you’re also picturing the income it could generate as a vacation rental when you’re not using it. But before you sign on the dotted line to buy it, you’ll need to know what is considered a second home for tax purposes. Here are a few basics to be aware of.

Tax exposure depends on how much time you...

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Transform your land into a lasting legacy

When it comes to making a difference, sometimes the greatest impact starts with what you already have. For many families, land isn’t just property — it’s a living legacy, a place where memories are made and values are passed down. More and more, people are discovering how their real estate can become a powerful tool for conservation and giving back.

A vision for renewal <...

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