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Thoughts come to me at the strangest moments.

Yesterday, while riding my mountain bike in the woods, one popped into my brain:

“Is now the perfect time to rebalance your portfolio?”

It’s rarely money that crosses my mind out there, but I ran with it. I stopped on the trail, emailed myself a few notes, and got back to riding. Less than 24 ...


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I get a guest-post pitch almost every day and decline about 99.5% of them. This one got through because of a single line in the email:

“15.3 million American seniors now live alone, up 32% in a decade.”

Justin Lindholm, who runs


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With all the hype about AI, I initially expected using it to feel like… well, magic. When I encountered wrong answers and occasional responses that made no sense, I felt disappointed.

Now, I see it differently. It’s as if someone handed me a Hogwarts magic wand. A magnificent tool, if you also know the spells to use. In inexperienced hands, though, it ...


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