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Site title: Student Loan Sherpa | Home of Student Loan Expert Pedro Gomez
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Choosing the wrong repayment plan could cost you tens of thousands of dollars — or add years to your repayment timeline.
That’s not a scare tactic. It’s just the reality of how different IBR and RAP actually are. For some borrowers, IBR will be the clear winner. For others, RAP will cut their monthly payment significantly. The problem is that nobody is going to tel...