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Insurer can subrogate against another insurer
INSURANCE-RELATED COURT CASESDigested from case reports published onlineCOURT DECISIONS Insurer can subrogate against another insurer In May 2017, an individual was shot and killed in a Shelter Island Apartments unit. The victim’s estate filed a suit against Alhambra Place. Alhambra, at the time of the tragedy, was listed as an additional insured (which included Shelter as an [&...

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A material girls’ voided world or liar liar house on fire
INSURANCE-RELATED COURT CASESDigested from case reports published onlineCOURT DECISIONS A material girls’ voided world or liar, liar house on fire In a dispute that literally took years to resolve, it testified to the accuracy of an ancient adage that “honesty is the best policy.” Suzan Taylor (Taylor) was the owner of real property located in various parts […]

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Ghost products, ghost insurance
INSURANCE-RELATED COURT CASESDigested from case reports published onlineCOURT DECISIONS Ghost products, ghost insurance Everything is bigger in the Lone Star State … even litigation! A Texas company, Primary Arms, LLC (Primary), found itself in a large, complex predicament. Primary is a seller and distributor of firearms and parts. It was insured under general liability policies...

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Undisclosed Drivers May Result In Unintended Consequences
The importance of adding all household vehicle operators to your policies It is imperative that newly licensed drivers be promptly added to the auto policy and that they remain on the policy even if they are away at college. By Marc McNulty, CIC, CRM According to the data analytics provider Verisk, “Undisclosed drivers not listed […]

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SHINING A LIGHT ON PREMIUM PRICING TRENDS
Addressing transparency between providers and agents reduces client disillusion [W]e must provide some data to consumers to justify the state of the market without giving away any trade secrets or violating federal law. By Cheryl Koch, CPCU, ARM, AAI, ACSR, AFIS, and Mary Belka, CPCU, ARM, ARe, RPLU, CIC Memo to our insurance company partners: […]

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