The Rob Berger Show

Can a few straightforward tax moves actually improve your retirement plan? In this episode, I take one retirement plan and optimize it, then put the optimized plan next to the base plan so you can see exactly what changed and by how much.

ProjectionLab:

Scammers are sending emails pretending to be me.

In this episode, I explain several fake Rob Berger email addresses listeners have reported, along with examples of the messages being sent. Some of them start with a friendly note about a YouTube comment. Some pitch questionable investment opportunities. Some try to move the conversation to WhatsApp or Telegram. One ...

Sam and his wife are two years from early retirement, sitting almost entirely in cash because they think the market is too overvalued to buy. Here's why waiting for the obvious crash is harder than it looks, and a no-forecasting plan to get from all-cash to a portfolio you can actually hold.

Resources in Video
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Are individual bonds safer than bond funds? After my last video on cash versus bonds, a lot of you pushed back with the same argument: with an individual bond or a bond ladder you can hold to maturity and get your money back, and a bond fund can't do that.

In this video I put that idea to the test with real numbers. I start with the one thing we have to understand ...

This week on Five Question Friday (FQF):

Question 1: Is Fidelity or Vanguard the better place to keep your cash?

Question 2: Is a 1.25% AUM fee reasonable?

Question 3: What's the best way to preserve capital once you're in your 70s?

Question 4: Should your cash bucket be a fixed dollar amount or a percentage of your portfolio?