The Money Multiplier Podcast

Saving money and contributing to a 401(k) may seem like the safe financial path, but where you keep your money matters. Hannah Kesler explains how inflation can quietly erode cash sitting in the bank, the tradeoffs that come with 401(k)s and other retirement accounts, and why she uses properly structured whole life insurance as another place to store and access capital. Disco...

Banks hold billions of dollars in bank-owned life insurance (BOLI), but why do they put so much money into whole life insurance? In this episode, Hannah Kesler and Chris Naugle break down how BOLI works, including cash value, liquidity, employee benefits, and death benefits. Learn why banks use these policies and how you can apply some of the same principles through the Infin...

Earning a good income, saving for retirement, and making responsible financial decisions doesn't always mean you feel in control of your money. In this episode, Hannah Kesler explores how debt, monthly payments, opportunity cost, and where you store your money can affect your cash flow. Learn why saving, paying cash, and borrowing can still leave you feeling stuck - and how t...

What happens when an unexpected expense hits? Hannah Kesler and Larry Steinhouse discuss emergency funds, cash flow, liquidity, and how to prepare before a financial surprise becomes a crisis. Discover why knowing where your money goes matters, how Hannah uses properly designed whole life insurance to keep emergency reserves accessible, and how the Infinite Banking Concept ca...

Earning more money doesn't always mean getting ahead. Hannah Kesler and Jerry Vaughn reveal five financial traps that can quietly drain your cash flow, from paying everyone else first and focusing on monthly payments to locking money away, investing while carrying costly debt, and lifestyle inflation. Learn how paying yourself first, keeping more money accessible, reducing in...