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The MJ Companies

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Health Care Industry Trends to Watch in 2026

Health care organizations enter 2026 facing numerous operational, financial and liability pressures, including labor shortages, inflation, supply chain volatility and the impact of U.S. tariffs on pharmaceutical imports. Although the commercial insurance market has generally softened, several segments remain affected by persistent loss severity and loss control challenges. I...


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2025 Ended with Softest Market Conditions Since 2017 for all Account Sizes & Majority of Lines of Business, The Coun...

The market appeared to move further into the soft part of the insurance market cycle in Q4 2025. Premiums across all account sizes rose by an average of 0.2%, down from 1.6% in Q3 2025. Large account premiums fell by an average of 2.1% and medium account premiums showed a percentage change of 0%; on the other hand, small account premiums rose by an average of 2.8%.


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Miles for Miles Helps People With Intellectual and Developmental Disabilities Thrive

Miles Peck loves school as much for the chance to spend time with his friends as for the classroom experience. He is bracing his mom for the future, when he insists he’ll be heading off to college. He’s a big fan of Cheez-Its, his big sister Caroline, and a jaunty hat.

He’s also the inspiration behind Miles for Miles, an organization founded by his parents, Kara a...


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EBSA Updates National Employee Benefit Plan Enforcement Projects for 2026

The Employee Benefits Security Administration (EBSA) announced updates to its national enforcement projects for fiscal year 2026. According to EBSA, these projects highlight areas in which the agency will prioritize enforcement efforts to enhance overall employee...


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The Hard Market Is Shifting—Here’s What That Means for YOU

For years, organizations have been told the same thing at renewal: higher costs, fewer options, and little room to negotiate.

Now, that message is starting to change. After eight years of a hard insurance market, we’re finally seeing signs that conditions are easing. And with that change comes the chance to rethink strategy and improve outcomes.

Let’s b...


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