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Most marketers in lending companies spend their days thinking about the beginning and middle of the loan life-cycle. Few ever see what happens to a loan after it’s booked.

In today's episode, Kevin Miao shares what happens on the Capital Markets side of the business.


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Carlos & Nick expand on coverage from this week's Newsletter:

https://www.thefreetoaster.com/p/5-takeaways-from-happen-banks-q3

On October 28, Happen Bank


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Organic search traffic to top affiliate finance sites is down 65% since August 2024. Banks and card issuers are only down 3%. Stephanie Briggs says that second number is the scarier one.

Stephanie leads organic growth at Experian. She joins


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Carlos expands on coverage from this week's Newsletter:

https://www.thefreetoaster.com/p/5-things-marketers-should-draw-from-5c8

 

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Are you an affiliate marketing leader at a consumer lender or publisher!?


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Truist is selling LightStream’s personal loan book to Carlyle and has stopped taking new applications. Nick and Carlos bring in Gaurav Agarwal, former Chief Credit Officer at Happy Money, to discuss the transaction.

In this episode

LightStream’s history How Gaurav estimates the deal math: about 93.5 cents on the dollar for a $7.7B book, 3% to 3.5% an...

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