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Healthcare.gov started the 2027 ACA health insurance open enrollment on November 1, and some state-run exchanges started sooner. It will be my 9th year on ACA health insurance.
ACA health insurance serves millions of people for many reasons. This post covers one group: retirees under 65 and people who plan to retire early. I dug up the premium history over these yea...
A visiting friend taught me how to create a custom skill in AI. It was an eye-opener.
Prompt engineering was a thing when AI chatbots first started. The quality of AI responses depended on what you included in your prompt. Companies reportedly paid as much as $300k in annual salary for prompt engineer positions.
AI has largely taken over ...
TreasuryDirect sets a new fixed rate for Series I Savings Bonds (“I Bonds”) on May 1 and November 1 each year. The upcoming fixed rate, effective on November 1, is expected to go up from the current 0.9% to 1.4%. It’s time to sell I Bonds.
Yes, you read that right. It’s time to sell when the fixed rate is expected to go up.
Table of ContentsThe 2025 Trump tax law created the Trump Account as a new tax-advantaged account type. I wrote about it in Trump Account: IRA for Kids With No Earned Income. It’s basically as the title says, a non-deductible IRA for kids without requiring earned i...
[Updated on October 14, 2026 after the government released the Consumer Price Index for September 2026.]
Retirement account contribution limits are adjusted for inflation each year. Most contribution limits and income limits are projected to go up in 2027.
Before the IRS publishes the official adjustments for the next year in late October or early November...