One thing that unites the world is the mobile phone. When you travel internationally, everywhere you go, people have their phones. Most hotels and many restaurants have Wi-Fi. Still, it’s much easier if you have mobile data when you’re out and about. Yo...

You may have contributed to a Roth IRA and then realized later in the same year that you would exceed the income limit. You recharacterized the Roth IRA contribution as a Traditional IRA contribution and converted it to Roth again before the end of the ...

When you transfer investments in a brokerage account from one broker to another, it goes by a system called ACATS, which stands for

Bank of America emailed me last month to tell me it had been 10 years since I joined its Preferred Rewards program. This program offers 2.625% rewards on a credit card when you have $100,000 combined at Bank of America and its affiliated brokerage, Merr...

We all should assume by now that our names, addresses, phone numbers, and Social Security Numbers are all out there in the open after all the hacks. We can only protect ourselves by adding two-factor authentication to all our accounts (ideally with secu...