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Site title: The College Investor | Navigating Money And Education

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Wellesley Goes Tuition-Free At $200,000, Joining Harvard And MIT

Wellesley College announced that families earning under $200,000 a year will pay no tuition beginning in fall 2027, under a policy it is calling the Wellesley Tuition Promise. The threshold replaces the $150,000 cutoff the college adopted for this f...


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FAFSA Deadlines For 2027-28 And 2026-27: Federal, State, And School Due Dates

The Free Application for Federal Student Aid (FAFSA) for the 2027-28 school year opens October 1, 2026, and closes June 30, 2028. If you'll be in school between July 1, 2027 and June 30, 2028, that's your form. If you're asking about this school year (202...


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New Bills Would Cut Federal Aid To College Programs That Fail Licensing And Earnings Tests

Sen. Jeff Merkley (D-OR) and Rep. Raja Krishnamoorthi (D-IL) introduced companion bills on last month that would block federal student aid from programs whose graduates cannot qualify for the jobs those programs advertise.


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The Marriage Tax Penalty In 2026: Every Rule That Costs Married Couples (And The Ones That Help)

Key Points

A marriage penalty happens when a rule's threshold for a married couple is less than double the threshold for a single person. In 2026 that describes the top tax bracket, the SALT cap, the EITC, the new tips deduction, the Net Investment Income Tax, Social Security taxation, HSA limits, IRA lim...

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We Both Have Student Loans. Does RAP Make Us Pay Twice?
The Question

My husband and I both have student loans ($48,000 for me and $52,000 for him). I applied to move to RAP last month after I got a SAVE forbearance notice. We file jointly and our combined AGI is around $118,000.

I used a calculator that showed one household payment of roughly $980. But when we each looked at our accounts, we’re each being billed...


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