The Canadian Real Estate Investor

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Most Canadians think their home is an investment.

And honestly, the data says they are not crazy.

Homeowners are dramatica...

GET TICKETS TO CANADA'S #1 MULTIPLEX EVENT: https://realist.ca/community/events/unpacking-multiplexes-toronto

On the Canadian Real Estate Investor podcast, Daniel welcomes Hooman from Alliance REIT (

We are joined by friend of the show Ben Singer, of SR Law, Ben, maintains a general commercial real estate practice, including acquisitions, dispositions, financing as well as an emphasis on condominium and sub-division development.

Part 2 picks up at 2008. Canada dodges the financial crisis, decides it's bulletproof, and spends a decade building brakes (four Flaherty tightenings, foreign buyer taxes, two stress tests) all pointed at demand, while barely touching supply. Then free money in 2020, the February 2022 peak, and the fastest hiking cycle in Bank of Canada history.

The payoff to the 1981 ...

Canada has never had a housing market, it has a housing policy, and the market is what happens downstream. Part 1 traces 100 years of deliberate decisions: 50% down mortgages that detonated in the Depression, CMHC inventing leverage in 1954, the 1972 tax exemption that made your house the best shelter you can own, and the two supply engines we switched off (MURB in '81, socia...