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Site title: Tearsheet – Authority, insight and honesty on the financial services industry and money.
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The “Letter from the Editor” is a biweekly series of exclusive insight and opinion-driven analysis from Tearsheet’s Managing Editor Sara Khairi, connecting ideas, questioning assumptions, and tracking shifts across both mature and emerging trends in financial services.
This...
This analysis tracks the top company developments and how markets absorbed them through Thursday’s close, focusing on where shifting narratives translate into price action.
It is part of Tearsheet PRO’s weekly 10-Q Newsletter, where strategy meets market reaction. I track how leading banks and fintechs...
After launching USDC in 2018 with Circle, Coinbase added USDC support to Coinbase Commerce in 2019, allowing merchants to accept the stablecoin directly. The bigger shift came in 2025, when the crypto exchange launched Coinbase Payments, a stablecoin payments stack that lets businesses and payment platforms integrate USDC payments into their existing systems.
Now C...
Weekly 10-Q
The weekly 10-Q newsletter is part of the Tearsheet Pro subscription, where I unpack the recent moves and strategies of leading banks and ...
Most AI startups chase breadth. They build a capable, general-purpose product and sell it across as many industries as are willing to buy it. Ari Malik, CEO of Salient, took the opposite approach. He picked one vertical, auto lending, and went deep enough that he eventually moved his company’s headquarters to Los Angeles to be closer to a single customer, Westlake Financial.<...