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Site title: Tearsheet – Authority, insight and honesty on the financial services industry and money.

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Introducing our new ‘Letter from the Editor’ series featuring exclusive insight and opinion-driven analysis from Tearsheet editor Sara Khairi. The focus is to link ideas, question assumptions, and track shifts across both mature and emerging trends in financial services.

This will soon be PRO-exclusive content.


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US fintech funding hit $5.1 billion in Q1 2026, up 47% YoY. Early-stage capital surged. New unicorns are back. IPOs have reopened, albeit cautiously.

This is a reweighting of capital. And when you look at where...


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What happens when money no longer moves between people at all?

The next wave of demand for crypto-native payments and settlement infrastructure does not come from retail users or even institutions. It comes from AI agents that can initiate, route, and execute transactions on their own. That shift is pulling two of the sector’s most important crypto infrastructure pl...


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Small business banking has always had a structural problem — the companies that hold your money and the companies that build your financial software have been two different things. One moves the money, the other tracks it, and small business owners are stuck in the gap between them. A new generation of fintechs has been trying to fix that, but ...


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Company signals and market response

This analysis tracks the top 5 company developments and how markets absorbed them through Thursday’s close, focusing on where shifting narratives translate into price action.

It is part of Tearsheet PRO’s weekly 10-Q Newsletter, where strategy meets market reaction. I track how leading banks and fintec...


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