If you've been researching alternatives to traditional fully insured coverage, two options likely keep coming up: level-funded group health plans and ICHRAs. Both have grown significantly in adoption. Both deliver more cost contro...

Mid-market companies occupy a uniquely uncomfortable spot in the employer health benefits landscape. Too large to qualify for small group rates, too small to command the purchasing power of enterprise employers, companie...

The search for employer prescription benefit solutions and the growing interest in HRAs

For most employers, health benefits rank as the second largest business expense after payroll. The decisions around how to structure and fund that coverage carry real consequences: for budget predictability, for HR capacity, and...