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Site title: Spence - Pension Consultants, Actuaries and Administrators
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A Defined Benefit (DB) pension scheme, also known as a final salary or career average pension, remains one of the most valuable retirement benefits available. A DB pension scheme provides a guaranteed income for life, calculated from your salary and years of service, and gives security that few other retirement arrangements can match.
Still, even with its robust str...
Welcome to our latest quarterly update summarising recent developments in the pensions industry.
Highlights include:
Superfunds stepping into the spotlight through Pension Schemes Bill AI: Can actuaries r-AI-se the bar? Identity verification with Companies HouseOur report is aimed at trustees and sponsors of pension schemes. It combines br...
The timeline below from our June 2025 LGPS bulletin sets out the 31 March 2025 valuation process for LGPS funds in England & Wales. Now here we are in October 2025, into the critical phase for employers engaging with their funds. With valuation results now starting to emerge, what is the outlook and what should employers be doing?
Valuation resultsThe ...