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Title: SME South Africa | Start, Manage and Grow Your Business

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How you handle workplace misconduct can make or break your business. You might be faced with a situation where an employee may steal company property, ignore a reasonable instruction, arrive late often, harass a colleague or misuse company information. When this happens, it’s important to know how to legally approach that situation.

In South Africa, an em...


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Believe it or not, funders truly understand that businesses need funding to grow. But they also know that it requires much more than cash flow and capital injections to grow a business – it takes a solid framework within the business to correctly utilise funds. Therefore, their questions aim to discover whether or not a business is sustainable. If not, no amount...


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Many small to medium-sized enterprises (SMEs) start their digital journey on WhatsApp, using it to take orders, answer customer queries and even process payments through linked platforms. It’s a low-cost, familiar tool that requires no technical skill to operate, which explains its popularity among informal traders and early-stage businesses.

However, as ...


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Cross-border e-commerce has opened a significant growth avenue for South African small- to medium-sized enterprises (SMEs), allowing them to reach customers well beyond local markets without the traditional costs associated with international expansion. As digital payment systems, logistics networks and online marketplaces continue to mature across the continent...


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Running a business means constantly making financial decisions. Can you afford to hire someone? Is there enough cash for a new piece of equipment? Can you increase your marketing budget this month?

A cash flow forecasting template can make these decisions easier by showing what could happen to your cash over the next few weeks or months.

A cash flo...


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