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Six Figures Under

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Site title: Six Figures Under - Personal Finance Made Public

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Here’s to another year of sharing our family’s budget details with the world in hopes of helping as you work on getting a handle on your own family finances.

I had planned on making changes to the way we share our budget with you, but when it came down...


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Some people are shocked to hear that, even after paying off six figures of debt, we still use credit cards. For us, credit cards were never the problem. Our debt was law school student loans. But credit cards are so often misused, causing debt problems or mak...


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For over thirteen years I have shared our family finances with you. That’s a long time to be transparent and consistent with budgeting! So much has changed since I first started sharing our income and spending publicly. We have twice as many kids as we did back then. Our income has increased and so have our expenses. We are grateful to no longer have student loans or ...


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Maybe this isn’t normal, but I really enjoy going through our spending after a trip and seeing how it compares to our plan (and yes, “plan” is just a nice word for “budget”!).

For some people this post-trip reckoning is the worst, most-stressful part of travel. “How much damage did we do?”

Because I plan meticulously before a trip, I’m not stressed about...


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The next step on our investment property journey was to make an RV pad on the property so we could rent the space to someone who needs somewhere to park their RV. Renting space for parking an RV sounds pretty basic, but there’s a little more to it. These costs move us toward generating money with our property.

If you’re new to this series, we


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