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Six Figures Under

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Site title: Six Figures Under - Personal Finance Made Public

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Message History

Earning and Spending in December– Family of 8 in California

For over thirteen years I have shared our family finances with you. That’s a long time to be transparent and consistent with budgeting! So much has changed since I first started sharing our income and spending publicly. We have twice as many kids as we did back then. Our income has increased and so have our expenses. We are grateful to no longer have student loans or ...


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Complete Cost Breakdown for our 10-day Trip to Cuba

Maybe this isn’t normal, but I really enjoy going through our spending after a trip and seeing how it compares to our plan (and yes, “plan” is just a nice word for “budget”!).

For some people this post-trip reckoning is the worst, most-stressful part of travel. “How much damage did we do?”

Because I plan meticulously before a trip, I’m not stressed about...


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How much it cost to get our new property rentable

The next step on our investment property journey was to make an RV pad on the property so we could rent the space to someone who needs somewhere to park their RV. Renting space for parking an RV sounds pretty basic, but there’s a little more to it. These costs move us toward generating money with our property.

If you’re new to this series, we


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5 Important Reminders as You Start Your 2026 Budget

It’s that time of year when people decide to give budgeting another try! A fresh start at improving your finances is a popular plan for the new year.

And I wholly approve! Of all the goals you could make at the new year, budgeting is one of the best! So many people are suffering financial stress that could be relieved with the help of a budget.

I lo...


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Frugal Feats, Flops, and Funnies- Christmas Card Edition

There’s no shame in being frugal! I actually really love being frugal! As a big family with big financial goals, we focus on saving money on the things that don’t matter to us so that we can spend on the things that do matter to us.

Of course our financial priorities are going to be different than yours, even if you’re frugal. That’s the beauty of personal fina...


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