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SBA Lawyers LLP

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Title: SBA Lawyers LLP | Insurance Lawyers

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Not the First Stop: Reasonable Investigations Before Putting the Fund on Notice
When can an insurer properly place the Motor Vehicle Accident Claims Fund (the “Fund”) on notice in a priority dispute?

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Whose Relationship is it Anyways?
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Title: Guaranteed, Not God-Mode
This Supreme Court case has it all: guaranteed rebuilding cost, compliance cost exclusion, nullification, contract interpretation — find out what every insurer must know before the next total loss claim.

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Pay First, Dispute Later: Priority Matters
A recent LAT decision reaffirms the insurer’s obligation to provide timely benefits despite concerns over priority. Where claimants satisfy the low threshold of establishing a nexus with an insurer, that insurer must commence adjusting the claim and dispute priority later.

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Insurance Investigators Owe No Duty to Insureds for Claim Delays
In Smitten Baby Products Inc. v. FirstOnSite Restoration Ltd., 2025 ONSC 4281 (CanLII), the Ontario Superior Court dismissed a negligence claim against an insurance investigator retained by an insurer, holding it was “plain and obvious” that the investigator owed no duty of care to the insured for alleged delays in claim payment.

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