Savvy New Canadians

Artificial intelligence has gone from a buzzword to one of the biggest drivers of stock market returns over the past few years, with chipmakers, cloud providers, and software companies tied to AI infrastructure posting some of the strongest gains on both the TSX and the major US exchanges. Canadian investors don’t need a US brokerage ...

Having a baby or adopting a child in Canada comes with access to Employment Insurance (EI) maternity and parental benefits, income support designed to help you take time off work without losing your paycheque entirely. The rules involve a few decisions that are permanent once made, particularly the choice between standard and extended parental benefits, ...

Selling your car privately in Ontario typically nets you significantly more than a dealer trade-in would offer, but it also means handling the paperwork yourself, and Ontario has a few rules that catch first-time sellers off guard, particularly around what happens to your license plates and who’s responsible for getting a safety certificate. Getting these ...

Temu and Shein have both become go-to apps for Canadians hunting for the lowest possible price on everything from phone cases to fast-fashion basics, and the two are similar enough on the surface that it’s genuinely hard to tell them apart at a glance. Under the hood, though, they run on different business models, which ...

Every dollar you earn in Canada is taxed twice: once by the federal government, and once by whichever province or territory you call home on December 31st of the tax year. While the federal brackets are the same no matter where you live, provincial tax rates and brackets vary substantially, and the gap between the ...