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In Hovan v. Metropolitan Life Insurance Company, No. 24-11167, 2025 WL 3241521 (11th Cir. Nov. 20, 2025), the Eleventh Circuit affirmed summary judgment for MetLife, upholding the insurer’s termination of long-term disability benefits previousl...
In Johnson v. Reliance Standard Life Insurance Company, No. 23-13443, —F.4th—-, 2025 WL 3251015 (11th Cir. Nov. 21, 2025), a significant decision limiting insurers’ ability to deny early-term disability c...
Long COVID continues to challenge courts, insurers, and claimants alike. A growing body of ERISA long-term disability (LTD) decisions now examines how persistent post-viral symptoms — including fatigue, cognitive dysfunction, post-exertional malaise (PEM), dysautonomia, headaches, shortness of breath, and neurological complaints — affect a claimant’s ability to work. Courts a...
In Pritchard on behalf of C.P. v. Blue Cross Blue Shield of Illinois, No. 23-4331, —F.4th—-, 2025 WL 3202338 (9th Cir. Nov. 17, 2025), the Ninth Circuit vacated the district court’s grant of summary judgment in f...
