RiskExec Compliance Reporting & Analysis Software

The 2026 list of Distressed or Underserved Nonmetropolitan Middle-Income Geographies has been added to RiskExec. Compared with 2025, the 2026 distressed and underserved list added 54 nonmetropolitan middle-income geographies, removed 267, and retained 4,316 designations. The 2026 list has a total of 4,370 designated geographie...

On June 23, 2026, the CFPB and FFIEC released the 2025 HMDA Peer National Snapshot. Our team has downloaded, converted, and reviewed the data. It ...

The biggest housing law in three decades became law at midnight on July 11. No ceremony, no signature. The President let the constitutional clock run out, and the 21st Century ROAD to Housing Act quietly took effect without fanfare. However, as they say sometimes the devil is in the details. Most of the coverage and analysis of the bill has focused on one provision: the cap t...

The 21st Century ROAD to Housing Act is now law, and for Community Reinvestment Act (CRA) and community development teams, one change stands out: national banks and state member banks can now hold public-welfare investments equal to as much as 20% of capital and surplus, up from 15%. The higher statutory limit does not apply to state nonmember banks or credit unions.

Opportunity Zones 2.0 will generate significant discussion around tax incentives, tract designations, and economic development. For Community Reinvestment Act (CRA) Officers, the more important question may be different: how will institutions evaluate and document Opportunity Zone activities as part of a broader