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Retirement Income Journal

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Retirement Income Journal: Retirement Income Journal - The information forum of the decumulation industry.

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In the Fall issue of this quarterly publication, you'll find a story that recommends capping benefits at about $2,000, one that shows why a combination of income annuities and withdrawals from savings can enhance retirement income, and even a discussion about energizing retirement income with solar panels.

The post href="https://retirementincomejournal.com/article/...

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Data Connection

The post Data Connection appeared first on Retirement Income Journal.

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Gross sales (excluding exchanges and surrenders) of annuities reached $117 billion in the third-quarter of 2025, according to fresh survey data from Winkintel. Prominent sellers included Athene, Equitable, Jackson National, New York Life, Nationwide and Corebridge.

The post href="https://retirementincomejournal.com/article/athene-tops-3q2025-annuity-sales-with-9-1-s...

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Private credit might be healthy in moderation. But 'moderation' isn't Wall Street's modus operandi. We shouldn't expect that to change.

The post The Private Credit Instability Hypothesis appeared first on href="https://ret...

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Financial regulators long ago neglected to recognize that insurance is also a financial product, and that investments and insurance are complementary financial tools—especially for retirees, writes our guest columnist.

The post Investme...

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