ReLakhs

If you have recently seen headlines saying “UPI charges are coming”, you may be wondering:

Will I now have to pay a fee every time I use UPI? The short answer is No — there is no direct UPI transaction fee for consumers.

However, from October 15, 2026, a new Merchant Discount Rate (MDR) will apply to certain UPI merchant transactions. The ...

LIC announced Bima Platinum along with its new pure-risk plan, LIC Jeevan Raksha, on September 1, 2026, as part of its 70th anniversary celebrations. Both plans are expected to be available for purchase from September 7, 2026.

LIC Bima Plat...

Life Insurance Corporation of India (LIC) has launched a new pure term insurance plan — LIC’s Jeevan Raksha (Plan 894).

LIC launched the plan on September 1, 2026, along with LIC’s Bima Platinum, to mark its 70th anniversary. While Bima Platinum is a savings-oriented insurance plan, Jeevan Raksha is designed specifically for pure life insura...

We’re always told: think positive, dream big, believe in yourself, and stay optimistic about the future. And honestly, that’s great advice for most parts of life. But when it comes to money, a small dose of “negative thinking” can actually work in your favour.

I’m not talking about being pessimistic, or living in fear, or assuming everything will go wrong. I’m talki...

Gold prices have risen significantly over the years, and many Sovereign Gold Bond (SGB) investors—particularly those who subscribed to the earlier SGB issues at much lower gold prices—are now sitting on substantial capital gains.

For these original subscribers, the combination of gold-price appreciation + 2.5% annual interest + the special tax treatment on eligible ...