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Does Apple Pay work in India?

Apple Pay does not yet work for domestic payments with Indian bank cards. A domestic launch is coming soon, but Apple has not officially confirmed a date or feature set. According to reporting by


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Anyone who has bought something online has been through this journey.

The shopper’s view of one online payment: six ordinary steps from cart to doorstep. Everything else happens out of sight, in the seconds between paying and seeing the confirmation.

To a shopper, a payment is one action: choose a method and click Pay. Behind that action, we have to get many decisi...


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Two businesses sign up for a 2% payment gateway on the same day. One is a D2C clothing brand, the other an EdTech platform. Three months later, their actual cost per rupee collected differs by roughly 40 basis points. Neither founder can explain why.

This is the quiet frustration of Indian payments. Founders discover deductions they never budgeted for. The MDR you agre...


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Your gateway quotes one rate on its pricing page, but real deductions look higher, and you cannot explain the gap to your CFO in rupees. Customers say “payment failed,” yet you cannot quantify that lost revenue. The money question is simple: how do you calculate what your payment gateway is actually costing you and earning you?

Here is the correction most merchants nee...


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It is 7:30 in the evening at a neighbourhood pharmacy. There is a small queue at the counter. One customer scans the QR code. The soundbox chimes. The next customer does the same.

Scan. Chime. Done.

The merchant barely has to think about the payment. Neither does the customer. Then the next person reaches for a card. For a moment, everything slows down.

T...


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