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The UK buy-to-let (BTL) market has changed dramatically over the last decade. Property values have risen sharply, build costs have surged, regulation has tightened, and landlord margins are under pressure from every direction.
Yet one risk continues to sit quietly in the background—underinsurance.
It’s not headline-grabbing. It doesn’t affect loan-to-value...
Winter in the UK feels a little different every year, and not in a good way. December brings shorter days, cold snaps that seem to come out of nowhere, long stretches of heavy rain and the kind of damp that creeps into buildings, stock and equipment. For many small and medium-sized businesses, this isn’t just background noise. It’s become a real threat to day-to-day operation...
For many UK landlords – especially those managing between one and five properties – navigating landlord insurance can feel confusing. You want the right cover, a fair price, and reassurance that if something goes wrong, your insurer will step in quickly. The challenge is knowing where to start.
This guide breaks down what landlord insurance actually covers, what it ...
1. Executive Summary
The Renters’ (Reform) Bill represents the most significant legislative change to the UK’s Private Rented Sector in over 30 years. The bill’s primary aim is to create a fairer, more secure system for tenants. However, it introduces fundamental changes that will directly impact landlords’ operational strategies, risk profi...
When you put a product out there, consumers expect it to be safe. Fair enough, really. But when something goes wrong—a faulty kettle, dodgy toy, or building material that isn’t up to scratch—the question becomes: who’s on the hook?
That’s where the Consumer Protection Act 1987 steps in. It’s the backbone of UK product liability law, and it means business for anyone ...
