Property Insurance Coverage Law Blog

I often give speeches to audiences where people thank me afterward and tell me all kinds of nice things. Then I go home and wonder whether the message caused any positive change or inspired anybody to commit to action. Applause is pleasant, but action is the real test. On Wednesday, I received the following email …

The post

More than two years ago, I wrote that Ricky McGraw was going to become a footnote in the history of Florida insurance law one way or the other. At the time, Tower Hill was accusing McGraw and SFR Services of widespread fraud, Florida insurance investigators had criminally charged him, and the litigation seemed destined to …

The post

I have spent much of my career looking at insurance company claims manuals, training materials, management directives, performance measurements, and other documents that tell us how an insurance company really handles claims. The individual claim file is important, but sometimes it is only the last chapter of a much longer story. A recently filed motion …

The post

Sometimes reading federal tea leaves requires experience and judgment. This time, a calendar may be enough. In my earlier post, No Indictment? Richard Huye’s Hurricane Ida Fraud Charge Looks Like a Guilty Plea Is Coming. I suggested that the government’s decision to charge William Huye by bill of information, rather than grand jury indictment, strongly indicated …

The ...

Appraisal is supposed to resolve disputes, not create new ones. Yet anyone who has been around property insurance appraisal long enough knows that an unclear appraisal award can generate a second dispute over what the appraisers actually decided. The recent decision in Jamestown Villas Homeowners Association v. State Farm Fire and Casualty Company 1 presents an interesting …<...