Last week, our team resolved a significant and highly complex insurance matter involving a professional negligence claim against an insurance broker. While the specific facts and parties must remain confidential, the case serves as a strong example of how detailed and demanding agent/broker negligence litigation can be under Florida law. These cases are rarely simple …

A recent federal decision from Illinois is a reminder of something seasoned coverage lawyers understand instinctively. The ambiguity of insurance contract interpretation does not jump out at everyone. It is found, developed, and proven by those who have spent years studying how policy language works in the real world. In Vinayaka Hospitality LLC v. Owners …

The po...

There is a recurring issue in property insurance disputes that deserves more attention. Many policyholders and sometimes their representatives believe they understand what caused the loss. The timeline fits. The damage is real. The explanation seems logical. But in court, what matters is not what seems logical. What matters is what can be proven with …

The post

There are moments when an industry must decide whether it wants to be recognized as a true profession or remain a loosely regulated trade. The public adjusting community is standing squarely in that moment. For the past several months, I have been deeply reflecting on the work of Professor Barbara Kellerman and her insights into …

The post

I have long said that the best claim professionals resolve disputes without ever setting foot into a courtroom or appraisal hearing. That is not because necessary litigation lacks value, but because true mastery of property claims handling lies in understanding, communication, and persuasion long before positions harden. Bill Wilson, one of the finest educators the …