# Your Insurance Company Cannot Reject Your Fire Claim on Suspicion Alone: What a Landmark NCDRC Ruling Means for You
**By PRAN Foundation | Consumer Rights & Policy Watch**
*April 2026*
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Imagine this: your warehouse catches fire, you lose crores worth of stock, and you file an insurance claim — only to be told by your insurer that they *suspect* you set the fire yourself....
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Title: Public Right Action Network (PRAN) Foundation