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Personal Finance Tips & Money Management Blog | Consumers Credit Union

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Investment scams continue to grow in both frequency and sophistication. These scams often promise high returns with little or no risk, using convincing stories and professional-looking websites to lure victims into handing over their money.

If an investment opportunity sounds too good to be true, it usually is.

What Is an Investment Scam?

Inves...


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One key way HEAs differ from traditional home equity loans is that homeowners give up a percentage of future home appreciation.

If you’ve seen ads promoting HEAs (home equity agreements) as a way to access home equity, they may sound like traditional home equity loans without monthly payments, but they’re not the same. With HEAs, a significant trade-off is th...


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People who receive a health insurance premium credit for ACA plans need to know about a new rule to avoid a surprise tax bill.

For millions of Americans, including many small business owners, changes to the Advance Premium Tax Credit could result in an unexpected 2026 tax bill. Here’s what you need to know about the removal of the repayment cap.

N...

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In this episode of Your Money Playbook, host Lynne Jarman-Johnson and Coach Keith Wright tackle a listener’s question about shifting from in-person to digital business banking. They explore the convenience of online tools, including real-time account access, mobile deposits, and features like Positive Pay that help prevent and detect fraud. The conversat...


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“This generation got no destination to hold…
We are volunteers of America”
“Volunteers” by Jefferson Airplane

Those of a certain age will recall these Jefferson Airplane lyrics as a call to action, though for a different period and place. Even with the passage of time and through a lifetime o...


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