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Avoid being caught off guard by expenses that come with running your own business.
Going to work for yourself is exciting, but it also means taking on costs that employers typically cover. Many first-time business owners, including freelancers and contractors, are caught off guard by unexpected expenses. If you’re starting a new business, make sure you plan fo...
The real rate of return is an important personal finance concept to understand.
It’s the rate of return on your investments after inflation. The real rate of return indicates whether you are gaining or losing purchasing power with your money.
So if inflation checks in at a rate of 6%, does that mean any investment with less than a 6% rate of return is losing pur...
As fraudulent calls become harder to detect, Consumers is enhancing call security with integrated protection and branded calling features to help keep our members safe.
What this means for youWhen someone from the credit union calls, you’ll see our name clearly displayed, along with our logo, on supported devices1. Th...
An annual review helps ensure your coverage reflects current needs.
When was the last time you reviewed your homeowners insurance policy? If it’s been more than a year, it’s time to make sure your policy provides coverage that aligns with your current needs. Additionally, an insurance review helps ensure you’re not overpaying. When you evaluate your policy, ke...
Sure, you can do it yourself but hiring a bookkeeper allows you to focus on more profitable activities.
Many business owners handle bookkeeping as a practical matter. After all, when you’re starting out, funds are often limited, and wearing multiple hats isn’t unusual. As a business grows, some owners continue to serve as the bookkeeper even though there are ...