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Personal Finance Tips & Money Management Blog | Consumers Credit Union

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Understand the pros, cons and best uses of each financing option to choose the right loan for your business.

Establishing, expanding and managing a business often requires financing. Loans are one of the most common ways to funds these needs. Some are secured, while others are unsecured. Here are the key differences, and when a business might use each.


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Reaching six figures is no easy feat. If you’re one of the hard-working few who have made it to this milestone, give yourself a pat on the back and celebrate. It can be tempting to feel like now that you’ve made it to the top of this mountain your financial worries are over. But before you go reaching for a bottle of champagne or calling a Ferrari dealer, consider this: the m...


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Learn why your mortgage approval amount isn’t always the same as what fits comfortably within your budget.

One of the most important decisions a homebuyer makes is how much to borrow with a home loan. Learn how to evaluate your finances and determine what mortgage amount will be comfortable for you.

Why the approved amount may be higher than you ca...

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Protect your business from cyberattacks, hardware failures and unexpected disruptions.

Data is vital to the operation of most small businesses. Without access to digital information such as customer and employee records, contracts and communications, most would come to a sudden stop. Data loss can happen for many reasons, not just cybercrime. If you don’t have...


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Find That Lost Retirement Account

Do you have a long-lost retirement account left with a former employer? Maybe it’s been so long that you can’t even remember. With over 24 million “forgotten” 401(k) accounts holding roughly $1.35 trillion in assets, even the most organized professional may be surprised to learn that they have unclaimed “found” money.1

What Are “Forgotten...

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