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Title of Personal Finance Plan: "Personal Finance Plan | Deepesh Raghaw |SEBI RIA"
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The Budget 2026 brought a huge setback for the Sovereign Gold Bond (SGB) investors.
Before Budget 2026, all redemptions of SGBs with RBI (premature redemption or maturity) were not considered transfer and hence the gains were not taxable.
Now, that has changed. The Budget 2026 proposes to limit this tax exemption ...
Not directly. IRDA does not permit claims-based loading.
But in a quiet, covert, and devious manner.
How?
Let’s find out in this post.
What does IRDA permit and what it doesn’t?Claims-based loading means increasing the premium because you made a claim in the policy.
IRDA Health ins...
NPS has always been simple and cheap, but it has struggled to attract investors like mutual funds or insurance products have. Now, PFRDA has launched the Multiple Scheme Framework (MSF), offering more choices and flexibility. Sounds great, right?
But is this really what NPS needs, or is it just making a good thing messy?
Let’s find out.
What is Mult...Stock market scams are rising. Many fraudsters/finfluencers/unregistered people approach investors on social media pretending to be SEBI registered investment advisers or research analysts.
They often show fake profit screenshots and forged SEBI certificates and convince investors to transfer money as fees or investments. By the time investors realize the truth, the...
I know this sounds like click-bait. And it is.
However, doesn’t it sound like a great investment?
You pay Rs 100,000 every year for 15 years. And then you get Rs 2 lacs annually for the next 15 years, effectively doubling your total investment.
If you are a salaried employee in your early to mid-forties, this may strike a chord. ...