Smaller is better. At least that’s what many investors believe when it comes to equity investing in India.

And the data does seem to support this view. Over the last two decades, mid and small cap indices have delivered significantly higher returns than Nifty 50. Well, at least on the surface.

But is it really that simple? Does going smaller always mean hi...

The Budget 2026 brought a huge setback for the Sovereign Gold Bond (SGB) investors.

Before Budget 2026, all redemptions of SGBs with RBI (premature redemption or maturity) were not considered transfer and hence the gains were not taxable.

Now, that has changed. The Budget 2026 proposes to limit this tax exemption ...

Not directly. IRDA does not permit claims-based loading.

But in a quiet, covert, and devious manner.

How?

Let’s find out in this post.

What does IRDA permit and what it doesn’t?

Claims-based loading means increasing the premium because you made a claim in the policy.

IRDA Health ins...

NPS has always been simple and cheap, but it has struggled to attract investors like mutual funds or insurance products have. Now, PFRDA has launched the Multiple Scheme Framework (MSF), offering more choices and flexibility. Sounds great, right?

But is this really what NPS needs, or is it just making a good thing messy?

Let’s find out.

What is Mult...

Stock market scams are rising. Many fraudsters/finfluencers/unregistered people approach investors on social media pretending to be SEBI registered investment advisers or research analysts.

They often show fake profit screenshots and forged SEBI certificates and convince investors to transfer money as fees or investments. By the time investors realize the truth, the...