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New research co-authored by Wharton’s Olivia S. Mitchell shows that trust is a key driver of retirement saving. When people trust financial institutions, they’re more likely to invest, save, and build higher levels of wealth. Learn how confidence shapes retirement outcomes


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Recent research co-authored by Wharton’s Olivia S. Mitchell unpacks the “annuity puzzle:” why retirees underutilize lifetime income solutions despite their benefits. Discover how behavioral nudges, simpler choices, and earlier engagement could meaningfully boost annuity adoption and improve retirement security 


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Most people don’t plan for the risk of living “too long” and the cost it imposes on their retirement. Wharton’s Olivia S. Mitchell explains in this interview how improving longevity literacy could transform financial decision-making and prevent retirement regret. Watch her interview


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The Pension Research Council is pleased to congratulate Executive Director Olivia S. Mitchell on receiving the 2026 ARIA Robert I. Mehr Award for her paper, “Framing and Claiming: How Information Framing Affects Expected Social Security Claiming Behavior,” coauthored with Jeffrey R. Brown and Arie Kapteyn.

Presented annually b...


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