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Optima Tax Relief

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Optima Tax Relief's title: Tax Relief & Resolution - Trust the Experts at Optima Tax Relief

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Itemized Deductions vs. Standard Deduction: Which Saves More?

Choosing between itemized deductions vs standard deduction is one of the most important decisions taxpayers make each year. With recent changes from the One Big Beautiful Bill (OBBB), including enhanced standard deductions, a new senior deduction, and expanded SALT limits, it’s more important than ever to understand not just how deductions work but which set of rule...


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Trump Account 2026: How to Open, Contribute, and Grow Your Child’s Savings – Optima Tax Relief

Wondering how to help your children start building wealth from day one? CEO David King and Chief Tax Officer & Lead Tax Attorney Philip Hwang explain the new Trump Account, a tax-advantaged savings account for children under 18. Discover how the accounts grow over time, the $1,000 government seed contribution, and how parents or guardians […]

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IRS Phishing Emails: Real Examples and Warning Signs

IRS phishing emails remain one of the most widespread threats to taxpayers, and they continue to grow more sophisticated each year. As more tax services move online, scammers have found new ways to impersonate the Internal Revenue Service and trick people into sharing personal data or sending money. These messages often look official, use realistic language, and […]...


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Wage Garnishment on Student Loans: How it Works and How to Stop It

Student loan wage garnishment is one of the most serious consequences a borrower can face when federal student loans fall into default. Unlike most other consumer debts, the federal government has powerful collection tools that can reach directly into your paycheck without first suing you in court. For borrowers already struggling financially, this can feel overwhel...


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2026 IRS Mileage Rates 

The 2026 IRS mileage rates have been announced, and they play an important role in how taxpayers calculate vehicle-related deductions. If you drive for business, medical care, charitable work, or qualified moving purposes, these rates can directly affect how much you save at tax time. Every year, the IRS updates mileage rates to reflect changing vehicle costs […]


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