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Title of Oblivious Investor: "Oblivious Investor — Low-Maintenance Investing with Index Funds and ETFs"
Vanguard recently released a new line of target-date funds: the Vanguard Target Retirement Lifetime Income funds. The new series of funds will only be available in employer-sponsored defined contribution plans (e.g., 401(k), 403(b), etc.).
What’s different about them, relative to the existing Vanguard Target Retirement Funds, is that beginning at age 55, they’ll begin ...
When I meet somebody new and they hear what I do for a living, if they ask any questions those questions are almost always about tax or investing.
I’d estimate that 90% or more of the discussion on the Bogleheads forum is about investing and tax planning. Ditto for most personal finance discussions I see elsewhere online.
When it comes to financial planning, peo...
On financial blogs, forums, reddit and so on, a common discussion topic is the problematic nature of financial advisory professionals being paid a commission. It creates a tremendous conflict of interest.
Less frequently discussed is the fact that many such firms are taking advantage of the advisors themselves. A significant portion of the people in that position are v...
After last week’s article covering the 2026 tax brackets, standard deduction, retirement account limits, and HSA limits, a bunch of emails came in asking about the “new senior standard deduction.”
There’s no such thing.
There is a new “senior deduction” for...
The IRS recently published the last of the annual inflation updates for 2026. If you have questions about a particular amount that I do not mention here, you can likely find it in the official IRS announcements:
