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Title of Oblivious Investor: "Oblivious Investor — Low-Maintenance Investing with Index Funds and ETFs"
On financial blogs, forums, reddit and so on, a common discussion topic is the problematic nature of financial advisory professionals being paid a commission. It creates a tremendous conflict of interest.
Less frequently discussed is the fact that many such firms are taking advantage of the advisors themselves. A significant portion of the people in that position are v...
After last week’s article covering the 2026 tax brackets, standard deduction, retirement account limits, and HSA limits, a bunch of emails came in asking about the “new senior standard deduction.”
There’s no such thing.
There is a new “senior deduction” for...
The IRS recently published the last of the annual inflation updates for 2026. If you have questions about a particular amount that I do not mention here, you can likely find it in the official IRS announcements:
When you own shares of a business, as a partial owner, you have the right to vote on how the business will respond to various important issues facing the company. You are a part of the business’s governance. You have influence.
When you own mutual funds though, your stock ownership is indirect. You own shares of a mutual fund, which owns shares of various companies. An...
In response to my recent article about RMD timing, a handful of people wrote in with comments/questions similar to this one:
“Maybe I am missing something, but to the extent that there is significant equity in the r...
