NZ Everyday Investor

History is littered with examples of everyday investors losing money when responding to changing conditions – not necessarily because their concerns were irrational, but because they failed to appreciate just how fast markets can recover. The question is whether switching puts us in a better position for what we need, or simply makes us feel better about what just happened.

Gold, silver and Bitcoin have had a rough 2026, and some say the bull run's over, or at least on pause. But governments are still buried in debt, the Treasury is buying back its own bonds, the 10-year yield is back above 5%, and inflation isn't going away.

Lawrence Lepard, author of

My guest today is Ashley Church. You'll probably know him as one of New Zealand's best-known property commentators, and he's a regular voice on politics too. He's a former CEO of the Property Institute of New Zealand and the Auckland Property Investors Association, a past Chairman of the Taxpayers'...

Will raising interest rates make inflation worse? The OCR won’t fix an oil shock. Central banks, including the RBNZ, can create too much currency and crush demand, but they can’t print oil. When energy prices jump and stay high, raising rates mostly hits mortgage holders and businesses who use debt to grow - is it really wise to squeeze the part of the econo...