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For anyone looking to buy a home, refinance their mortgage, or simply understand where their housing costs might be headed, knowing what mortgage rates will do in the coming years is a huge deal. So, let's talk about mortgage rate predictions for the next 5 years, from 2026 to 2030.
My take? While we won't be seeing those unprecedented sub-3% r...
Thinking about buying a home in early 2026? One of the biggest questions on your mind is likely, “What will mortgage rates be?” It's a smart question because even a small change in your interest rate can add up to thousands of dollars over the life of your loan. My take is that the Federal Reserve's upcoming decisions on interest rates, the ongoing battle with...
Well, here we are again, watching mortgage rates dance around that significant 6% mark. As of December 4th, the average 30-year fixed mortgage rate has dipped to 6.00%, according to Zillow. This is a noticeable drop from where we’ve been, and it’s a development that many buyers and homeowners have been eagerly anticipating.
While it’s cruc...
If you've been keeping an eye on mortgage rates, you've likely noticed some movement. The numbers for Thursday, December 4, 2025, are in, and they show a significant jump in the most popular home loan option. Specifically, the national average for a 30-year fixed refinance rate has surged by a notable 40 basis points, climbing from...
As of December 2, 2025, the 30-year fixed mortgage rate is hovering right around 6.15%. While this might feel like familiar territory after a year of similar figures, there are some exciting whispers from lenders showing rates dipping into the sub-6% territory, with some as low as 6.00%! This has many people asking: “Are we finally going to see the 30-year fi...
