National Housing Conference

In this week’s episode, we’re joined by San Diego Mayor Todd Gloria, a lifelong public servant and current president of the U.S. Conference of Mayors who has made tackling the housing affordability crisis the defining priority of his administration. Guided by lessons from his working-class upbringing and a commitment to “leave things better than you found them,” Mayor Gloria ...

As regulators decide on the latest round of capital standards for banks, known as Basel III, one important element under consideration is what credit should be given for mortgage insurance. Private Mortgage Insurance (PMI) is a key part of the risk curve, which ensures that when a borrower defaults on their loan, the losses are absorbed in a logical, sequential, and predictab...

The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) have proposed sweeping changes to the Community Reinvestment Act (CRA) that would weaken support for affordable housing, reduce private-sector investment in underserved communities, and jeopardize funding for nonprofit organizations serving urban, rural, and small-city mar...