Money To The Masses

In this episode of The Money Vault, we revisit a classic conversation on how to build positive financial habits that last. I reveal the simple daily routines that have helped me take control of my finances, including automating my savings, setting a monthly spending plan, and adopting tactics such as "zero spend" day...

Santander has launched a new regular saver account that pays a highly competitive interest rate of 8.00% AER (annual equivalent rate). The offer includes a boosted rate of 5.00% AER for 12 months and is available to all Santander current account customers, including those with a fee-free Everyday current account.

In this article, we explain how the Santander Regular Sa...

Motorists who choose to spread the cost of their car insurance over 12 months are facing interest rates of up to 29.9%, according to new research. When you pay for car or home insurance on a monthly basis, you are effectively taking out a loan from the insurer for the full annual premium. The insurer then charges you interest on this loan, which is represented as an Annual Pe...

In this article, we explain how mortgage product fees work, how much they can cost and the pros and cons of paying a product fee on your mortgage deal.

A product fee is a payment to your lender that covers the administration costs for arranging your mortgage. It can also be referred to as a lender's fee, an application fee, a bookin...

The value of your home is a meaningless number unless you are trying to sell it. Well-presented and staged homes often sell much faster and can achieve up to 8% more than the competition. Furthermore, according to recent market analysis from Zoopla, 2026 began with an eight-year high in housing supply. This has resulted in increased buyer choice, meaning your property needs t...