??A postdated check is a check with a future date on it. Postdating a check is a way to ensure you have enough funds in your account to cover the amount when the check is cashed. However, it’s not as foolproof a strategy as you might think.

The post Postdated Check Meaning – What Is It & Can You Deposit One? appeared first on Money Crashers.

A stop payment order is a request to cancel a check so it can’t be cashed. Stopping payment on a check is pretty easy. Learn how to do it (and how to avoid having to do it in the future).

The post How Do You Stop Payment on a Check? appeared first on Money Crashers.

Americans’ collective credit card debt balance hit $930 billion in Q3 2022. That’s a $43 billion jump from the previous quarter. The average cardholder now has more than $6,000 in credit card debt, closing in on 2019’s all-time high. But our debt burden isn’t equally shared. Most Americans have no credit card debt at all.

The post Average Credit Card Debt in America (With Data & References) appeared first on Money Crashers.

If your loan has one, you need to know what a prepayment penalty is, how to read the terms, and how to avoid them in the future.

The post What Is a Prepayment Penalty for Paying Off a Loan Early? appeared first on Money Crashers.

Foreign transaction fees add to the cost of international travel and online purchases with international vendors that process transactions outside the U.S. Here’s how you can avoid foreign transaction fees to save on international purchases.

The post How to Avoid Credit Card Foreign Transaction Fees appeared first on Money Crashers.

Want to earn 5% cash back, but don’t think you’ll qualify for a premium cash-back credit card? You might be surprised by the Credit One Platinum X5 Visa Credit Card. It accepts applicants with average credit while offering 5% cash-back on up to $5,000 in annual spending in eligible categories.

The post Credit One Platinum X5 Visa Credit Card Review appeared first on Money Crashers.

The tax resolution industry has a reputation for sketchy, even predatory behavior. Ideal Tax is different. If you have serious income tax issues, you should consider working with their in-house tax attorneys, CPAs, and IRS negotiation experts. Learn about Ideal Tax and whether it’s right for you.

The post Ideal Tax Review – Solutions for Serious IRS Tax Issues appeared first on Money Crashers.

You’re probably not alone if you’ve always wondered what benchmark interest rates were but were too afraid to admit you didn’t already know. Learn what they are, how they work, and how they affect you.

The post What Are Benchmark Interest Rates & How Do They Work? appeared first on Money Crashers.

Bank scams run the gamut from the clearly fraudulent to the deceptively convincing, and even the best of us can be fooled. Protect your hard-earned cash by knowing what to look for.

The post 7 Types of Bank Scams & How to Avoid These Frauds appeared first on Money Crashers.

A bad credit score hurts you in many ways. Credit repair companies offer to help you fix your score for a fee. But are they worth it? We take a closer look.

The post Should You Pay for a Credit Repair Service? appeared first on Money Crashers.

Huntington Bank offers a comprehensive lineup of business bank accounts, including multiple checking and savings accounts and business credit accounts for small and large businesses alike. Learn more about Huntington Bank Business and whether it could be the right banking partner for your business.

The post Huntington Business Banking Review – Checking, Savings & More appeared first on Money Crashers.

Whether you’ve dealt with insufficient income and mounting bills for years or face a new, unexpected challenge such as a big medical expense or a lost job, it can be frustrating to watch the interest pile up on your unpaid obligations while wondering how you’re going to make ends meet each month. Fortunately, there are plenty of

The post What Is Credit Counseling – How Debt Management Plans Work appeared first on Money Crashers.

Few words in the English language are as positive and upbeat as “bonus.” Sure, it can be used sarcastically at times, but it makes most of us think of extra cash around the holidays or perhaps a prize from a contest or raffle. I’m sure you’ve seen advertisements online, found fliers in your mailbox, and

The post Are Bank Bonuses Really Worth It? appeared first on Money Crashers.

SALT Lending aims to solve the problem of crypto’s liquidity, at least in terms of borrowing money. You can borrow against your crypto assets, and soon, you’ll be able to do so in real-time with the SALT Card. But does SALT stack up to the competition? 

The post SALT Crypto Lending Review – A Blockchain Loan Platform appeared first on Money Crashers.

Credit mix receives little attention in the grand scheme of credit score discussions. But for many borrowers, it’s still integral to improving overall creditworthiness. Are you one of them?

The post How a Good Credit Mix Can Improve Your Score appeared first on Money Crashers.

If you’re a renter, JPMorgan Chase is coming for your checkbook. The banking and investment giant is piloting a new platform that allows property owners to bill and accept payment digitally. That’s good news if you, like many renters, only keep a checkbook because you have to pay rent. It may be even better news

The post Story by JPMorgan — Chase Wants to Simplify Your Rent Payments appeared first on Money Crashers.

Quick Look The Fed will likely raise interest rates by 75 basis points this week. Economists expect another 50-basis-point hike in December. Interest rates on credit cards and mortgages will continue to increase as a result. Savings account yields could increase as well. The Fed hopes to stop hiking rates early next year, but that

The post Fed’s Interest Rate Hikes in 2022 – What the November Raise Means for You appeared first on Money Crashers.

E-checks allow you to pay your bills and get your paycheck a lot easier and faster. But it’s important to understand how they work and how they differ from other payment methods.

The post How Electronic Check (E-Check) Payment Processing Works appeared first on Money Crashers.

They didn’t have app-based custodial debit cards when I was a kid, but my parents still did what they could to prepare me for financial self-sufficiency. Now that I have my own kids, the appeal of a kid-friendly debit card I can effortlessly load, monitor, and control from my phone is clear. I’ve spent hours

The post GoHenry Review — App-Based Debit Card With Parental Controls appeared first on Money Crashers.

Gold, silver, and other precious metals have long been staples in many retirement portfolios. These assets have been used throughout history to store value, even when economic and market conditions are concerning. Find out how to invest in them through Augusta Precious Metals.

The post Augusta Precious Metals Review appeared first on Money Crashers.