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For the first time in about two decades, safe money pays. On October 2, 2026, the 10-year U.S. Treasury yielded 5.28% (Board of Governors of the Federal Reserve System [Federal Reserve], 2026). The Federal Reserve raised its target rate again on September 16, to a range of 3.75% to 4.00% (Charles Schwab, 2026). If you’ve […]
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When was the last time you checked the beneficiaries listed on your investment accounts and insurance policies? If you can’t remember, it may be time to take a closer look. Beneficiary designations are easy to overlook, but they can have a significant impact on who receives your assets after your death. Retirement accounts, investment […]
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Is your TSP sitting in 100% C Fund? Or maybe you are feeling adventurous and decided to throw a little S Fund in there too. There is nothing inherently wrong with the C Fund. It tracks large U.S. companies and has been an outstanding investment for a very long time. The problem is that after […]
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