Margolius, Margolius & Associates – Employment Attorneys – OH

If you have a Social Security Disability hearing scheduled, you may hear testimony from a vocational expert, often referred to as a “VE.” Many claimants have never heard of a vocational expert before their hearing and may be unsure why this person is involved in their case. Understanding the role of a vocational expert and how their testimony may affect your claim can help you f...

Many people are confused about how private insurance fits into a disability claim. A common question we hear is, “If I have private coverage, can I still qualify for Social Security Disability?” The short answer is yes. Understanding Short-Term and Long-Term Disability Insurance Many employers offer Short-Term Disability (STD) and Long-Term Disability (LTD) insurance benefits. S...

How to Understand SSA’s Disability Waterfall Chart The Social Security Administration’s (SSA) annual Disability Waterfall Chart provides a snapshot of disability decisions made at each stage of the Social Security Disability process. At first glance, the chart can be a little difficult to interpret. Here’s what the FY 2025 data show. Initial Level The Initial Level is where a di...

Applying for Social Security Disability benefits can feel overwhelming, especially when you’re already dealing with health challenges and financial uncertainty. Knowing what to expect and how to prepare can make the process easier. Here’s a step-by-step guide to getting started. Step 1: Gather Your Information Before applying, it’s helpful to have important personal, medical, an...

You’ve submitted your application for Social Security Disability benefits. Now what? Waiting for a decision can be frustrating, especially when you’re unable to work and facing financial uncertainty. Understanding what happens after you apply can help you feel more prepared for the process ahead. Step 1: Social Security Reviews Your Application The Social Security Administration...