Malman Law

Key Takeaways Illinois law does not permit insurers to be sued solely for the emotional distress connected to a denied insurance claim. Because the insurer-policyholder relationship is contractual, Illinois claims move forward through statutory remedies instead of tort lawsuits. Under Section 155, courts can award attorney fees once insurer conduct turns vexatious and unreasona...

Key Takeaways Shoulder surgery settlements in Illinois vary based on injury severity, fault, and available insurance coverage. Rotator cuff tears, labrum tears, and fractures are common crash-related shoulder injuries that require surgery. MRI findings and surgical records directly shape the value of a shoulder injury claim. Medical bills, lost wages, and pain and suffering all...

Key Takeaways Highway hypnosis causes drivers to enter a trance-like state with no conscious memory of the drive. Procedural memory allows the brain to operate a vehicle automatically while attention drifts. Long interstate drives, night driving, and fatigue are leading causes of crashes on Chicago-area roads. Drifting lanes, missing exits, and heavy eyelids are warning signs t...

Key Takeaways Chicago morning rush hour begins around 6 a.m., peaking between 7 a.m. and 9 a.m. Lunch traffic increases between 1 p.m. and 2 p.m., but is less congested. Evening rush hour lasts from 3 p.m. to 7 p.m., peaking around 4 p.m. to 5 p.m. Heavy traffic increases crash risk due to aggressive driving and distracted driving. Higher vehicle volume during rush hour raises ...