Making smalltalk

When you step into a bright jewellery showroom to buy a gold necklace or ring, a simple question rarely crosses your mind: How does the jeweller afford to keep tens of crores of rupees worth of gold sitting on display shelves?

You might assume the retailer simply takes out a standard business loan to buy the gold. However, in the organised jewellery industry, buying...

The US administration’s decision to suspend Permanent Labour Certification (PERM) processing for eight major technology and IT services companies, including Tata Consultancy Services (TCS), Infosys, Wipro, HCLTech, Cognizant, Microsoft, Adobe and Capgemini. The US Department of Labour has said it will neither accept new PERM applications involving these companies nor process ...

Your 16-digit demat ID (also called your demat account number) is usually one tap away in your broker’s app, under Profile or Account details.

You’ll need this ID for things like transferring shares between brokers, pledging mutual funds or shares for a loan, filling in IPO or KYC forms, and receiving off-market transfers.

Every demat...

Interest rates often look like numbers meant strictly for economists and financial markets. In reality, they quietly recalibrate every balance sheet in the economy, influencing whether you buy a home, take a loan, keep money in a fixed deposit, or allocate capital to bonds and equities.

That is why the Reserve Bank of India’s (RBI) latest monetary policy decision matter...

In September 2026, global pressures overpowered India’s growth story. Oil above $100, inflation at a 20-month high, and a US rate hike pulled the Nifty down 6.4%, even as GDP grew 7.8%. Pharma, deal-making and infrastructure orders held up regardless.

Here’s what happened, and why it mattered.