Loans 2 Go

You pay your bills on time, have never deliberately missed a loan repayment and generally consider yourself responsible with money. So why might your credit score still be lower than you expected?

The answer is that your credit history involves more than missed payments. How much of your available credit you use, how often y...

Buy Now, Pay Later can make an expensive purchase feel much more manageable.

Instead of paying the full price at the checkout, you divide the cost into several smaller payments. In many cases, there is no interest to pay if everything goes according to plan.

But smaller payments do not mean a smaller purchase.

BN...

A new school year can bring a long shopping list: uniform, shoes, stationery, bags, PE kit and, for some families, laptops or other technology.

When several costs arrive at the same time, even predictable expenses can put pressure on the household budget. The good news is that back-to-school spending does not necessarily hav...

We all look forward to summer. Summer means days outdoors, BBQs, ice cream vans, and, most excitingly, holidays. It’s a time to relax with friends and family and explore new destinations.

Sadly, fraudsters take advantage of the increased demand for travel during summer, with everything from fake holiday rentals to ticket sca...

Household expenditure tends to creep up in modest, unobserved increments, not in one huge outlay. Energy bills, food shopping, subscriptions, transport and insurance tend to go up gradually over time, particularly if individuals just renew and don’t compare prices. Citizens Advice and GOV.UK both recommend a basic budget check: ro...