Prior Authorization Is the #1 Health Insurance Complaint in America

If you’ve ever had a doctor recommend a test, procedure, or medication and then waited — sometimes for days — to find out whether your insurance would pay for it, you’ve encountered prior authorization. And you’re far from alone.

A January 2026 poll by KFF, a nonpartisan health policy research organiza...

If you own a home along the Mississippi Gulf Coast, you already know that insurance is a financial headache unlike almost anywhere else in the country. You’re one state over from Louisiana, two states over from Alabama — and both of those neighbors have active programs helping homeowners fortify their houses against storms and lower their insurance bills in the process.

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Millions of American homeowners are renting out their homes or spare rooms on platforms like Airbnb and VRBO to earn extra income — and millions of them are doing it with a homeowners insurance policy that may deny every single claim the moment a paying guest walks through the door.

That is the warning just issued by the Insurance Information Institute (Triple-I), the ...

You opened your homeowners renewal notice. The number went up. Again. Maybe it was 8%. Maybe it was 14%. Either way, your first thought was probably the same as everyone else’s: Who exactly is benefiting from all of this?

As it turns out, the answer just became very clear — and very official.

According to data released March 25, 2026 by Verisk a...

New Research From Economists at NYU, Rice, and the Dallas Fed Links Rising Insurance Bills to Missed Mortgage Payments

You already know your homeowners insurance bill has been going up. What you may not have known is that rising premiums are now pushing tens of thousands of American homeowners into mortgage delinquency — and a new study from the Federal Reserve Bank of Dallas...