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New York Ranks Below the National Average for Homeowners Insurance — But Buffalo and New York City Are Not Living in the Same Market

New York State carries a reputation for being expensive. High taxes, high rents, high cost of living — the narrative about what it costs to live in New York has been building for decades. Homeowners insurance, however, tells a more complicated a...


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The Louisiana House Voted 87-9 to Nearly Triple the FORTIFIED Roof Grant Program — Here Is What That Money Is Designed to Do to Insurance Premiums Statewide

The Louisiana House of Representatives voted 87 to 9 this week to allocate $64 million in surplus funds from the Louisiana Citizens Property Insurance Corporation toward the state’s FORTIFIED roof grant program — a progra...


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Mercury Insurance announced this morning that it has made a strategic investment in BurnBot — a South San Francisco startup that operates robotic, data-driven systems designed to reduce the volume of dry vegetation that fuels California wildfires. The announcement, made May 12, 2026, marks the first time a major California homeowners insurer has directly invested in wildfire ...


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Between December 2021 and December 2025, the average full-coverage auto insurance premium in Texas climbed nearly 58 percent. A policy that cost $1,568 per year in late 2021 was running approximately $2,470 per year by the end of 2025 — an increase of nearly $900 annually for the same coverage on the same vehicle.

That four-year run of increases is now over. Texas auto...


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Most Medigap Policyholders Think They Are Locked Into Their Plan Forever. Half the States in the Country Have a Rule That Says Otherwise.

Most people who purchase a Medicare Supplement insurance plan — also called Medigap — believe they are locked into that plan unless they can pass medical underwriting. Under federal law, that belief is mostly accurate. The federal governmen...


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