Life Insurance Settlements

As a life insurance agent or financial advisor, the fourth quarter is a critical window for business development and client retention. While much of this quarter is spent finalizing new business and managing year-end tax strategies, it is also the perfec...

Retirees across the country are feeling the intense pressure of the current economic climate. When the cost of groceries, utilities, and property taxes surge simultaneously, seniors on a fixed income are forced to make difficult sacrifices. During this fixed-income squeeze, expensive life insurance premiums are often cut, but canceling your policy is a costly mistake.

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As November arrives and the year winds down, many seniors start their annual financial sweep. Preparing for the holidays, assessing the budget, and consulting with advisors are top priorities. While reviewing your savings, do not overlook life insurance. Quarter four is the perfect time to determine if your policy still serves its purpose.

Retirement is supposed to be the golden era of your life—a time dedicated to enjoyment, family, and finally tackling that bucket list. It shouldn’t be a time spent stressing over bills. Yet, for many healthy seniors over 70, the ongoing cost of life insurance premiums has become an unexpected and heavy drain on their fixed retirement budget. If you are paying for coverage you...

Divorce rates among couples over the age of 50—often referred to as a “gray divorce”—continue to rise as people live longer and seek different paths in their later years. While starting a new, independent chapter can be liberating, the financial uncoupling process is often complex. Splitting assets late in life requires careful planning, and one asset that is frequently overl...