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Lazy Man and Money

Lazy Man and Money - Making My Money Work So I Don't Have To. 


Lazy Man and Money is the longest running blog in the FIRE (Financial Independence Retire Early) community. I started it in 2006 to explore how I could grow passive income streams to retire at the same time as my military wife. We became financially independent around age 44 and have continued to work in projects we love for several years now.


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Site title: Lazy Man and Money

Publisher:  lazymanandmoney
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Message History

Every month since 2017, I have written an article about the slow and steady growth of our passive income. Several years ago, I added some of my annual goals (New Year’s Resolutions) in a separate article. In the last couple of years, I’ve combined them into one monthly post.

Goals for 2026

I put all my goals in a spreadsheet that I stole borrowed from


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I used to write A LOT on MLM. It may literally be a million words when you count my responses to comments where MLM distributors claimed that their business was legal and not a scam.

I got sued by several MLM companies for defamation, which was their way of burdening me with legal fees and nuisance work. Then they could say, “We can make this all go away if you take do...


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It’s been a busy time at the Lazy Man household with the kids back in school. With 20 years of personal finance under my belt and a blog that loses money, my interest in writing has been at an all-time low. I’m still doing the things that I’ve done before, following the financial news, and last week a couple of headlines caught my attention.

1. Oil, Oil, Oil

The first ...


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Every month since 2017, I have written an article about the slow and steady growth of our passive income. Several years ago, I added some of my annual goals (New Year’s Resolutions) in a separate article. In the last couple of years, I’ve combined them into one monthly post.

I often use this space to look back over the last month and highlight what’s been going on with...


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Let me start with a confession that diminishes everything I’m about to write.

I’ve spent the better part of two decades telling you to buy boring low-cost index funds, ignore hot sectors, and stop trying to pick winners. I still believe that is the best plan and it’s where I put the vast majority of my money. However, I do like to take a small portion of my por...


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