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Law Office of Justin Frankel

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Site title: Disability Claim Lawyer | Law Office of Justin Frankel

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Key Takeaways

A disability insurance claim depends on the specific terms of the disability insurance policy, including how disability is defined and what exclusions apply to policyholders. When a claim is denied by the Prudential Insurance Company of America or other disability insurance companies, the internal appeal is often the most important stage fo...


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Key Takeaways ERISA sets federal standards for most employer-sponsored disability benefit plans, including long-term and short-term disability coverage. Certain benefit programs, such as government plans and church plans, are exempt from ERISA and follow state or other regulatory rules instead. The U.S. Department of Labor oversees ERISA compliance, enforcing fiduciary responsi...


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When you’re dealing with a disability that jeopardizes your ability to work — and facing a long-term disability (LTD) insurance company — having the right attorney can make a dramatic difference. Here’s why the Law Office of Justin C. Frankel, PC stands out:

Deep Expertise in Disability Insurance

From the start of his legal career through today, Justin...


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Living with multiple sclerosis (MS) is challenging enough. Navigating the long-term disability (LTD) insurance system on top of that? Overwhelming.

Many people with MS find themselves struggling to keep up with work demands, only to be denied the very disability benefits that were supposed to protect them.

If you’re facing this situation, you’re not alone. MS di...


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Most people assume disability insurance only applies when you’re completely unable to work. But what happens if you’re partially disabled—still working, yet earning less due to a medical condition?

That’s where residual disability claims come in. These claims protect professionals whose income drops because of a covered illness or injury—even if they continue working p...


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