I run headfirst into this individual 401(k) investment management issue.An individual 401(k) investor follows a risk score.Generated by an online questionnaire from their 401(k) provider. That score then influences the 401(k) mutual fund they buy.It urges them to “set-it-and-forget-it.” When the stock market risk levels change?The risk score doesn’t. My doctor doesn’t give me...

Individual 401(k) investors seem to be asking the wrong AI question.It’s not whether AI belongs in helping improve mutual fund picks. It’s where the line is. AI is still a guessing game.It gives you probabilities.“Probably the best answer.” Investment management decisions in your 401(k).Are much more important than guessing. AI can be a powerful mutual […]

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A “good” mutual fund can still be a bad 401(k) choice.Especially when the stock market falls in a big way. Because it’s not about the name.Or the star rating.Or what your coworker owns. It’s about one simple thing: Are your 401k) mutual funds holding up in this stock market decline? Here’s the simplest way I […]

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I use mutual fund Technical Attributes with my individual 401(k) advice clients.A logical 401(k) mutual fund ranking system. The answer to “what to buy” in your 401(k). When evaluating a 401(k) mutual fund.The most important Technical Attributes are relative strength. Is the mutual fund outperforming the popular stock market averages?Is the mutual fund outperforming its […]

Most individual investors feel stuck in their 401(k) mutual funds. You know your 401(k) contributions should be invested.In the best mutual funds available in your 401(k).But “what to buy” is often confusing. You have every intention of making a 401(k) mutual fund decision. But when you try: Six months pass.Then a year.Then two. Up, down, […]

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