KP Talks Dollars and Sense

Why Mortgage Rates Fell Despite Hot Inflation and AI Debt Concerns

Mortgage rates can move lower even when inflation remains elevated, and understanding why requires looking beyond the latest economic headlines. From the MBA Annual in Chicago to the National Association of Mortgage Brokers event in Las Vegas, KP breaks down the flow of money, Treasury market moveme...

Dr. Copper, Diesel Prices, and the Hidden Forces Moving Mortgage Rates

The mortgage market continues to face pressure from elevated Treasury yields, inflation concerns, energy-market disruptions, and higher-for-longer interest rates. From Corona, California, KP breaks down the latest economic data and explains why copper prices, diesel costs, wage growth, and globa...

Mortgage Rates, AI, Inflation, and the Economy Heading Into Q4

The economy continues to show underlying strength even as mortgage rates remain elevated, inflation stays above the Federal Reserve’s target, and uncertainty around oil, geopolitics, and the bond market weighs on financial markets. From Huntington Beach and Catalina Island, KP breaks down the latest eco...

Mortgage Rates, AI Investment, and Preparing for 2027

The mortgage market is facing persistent pressure from elevated Treasury yields, strong economic activity, oil and diesel prices, and competition for capital from the massive AI buildout. From Austin, Texas, KP breaks down the latest forces shaping mortgage rates and explains why lenders should use the slower se...