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Kotak Lawyers: Personal Injury Lawyers Canada | Kotak Personal Injury Law Firm

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Quick answer: Clocks fall back one hour at 2 a.m. on Sunday, November 1, 2026, and the evening commute moves into darkness. The City of Toronto reports that pedestrian collisions increase by more than 30 per cent during evening commute hours from November to March. The risk is not limited to the weekend of the time change. It continues through the darkest mo...


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Quick Answer : Most group long-term disability (LTD) policies in Canada let the insurer reduce your monthly LTD benefit by the amount of any CPP Disability benefit you receive for the same period. When CPP Disability is approved, Service Canada usually pays a lump sum covering past months. If your insurer paid you full LTD benefits for those same months, it ...


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